Liability Limit tracing services are offered on a "No-Find, No Fee" basis. Thus, if we do not find the policy limits that you have requested, there is no charge to you. A definitive confirmation that there is NO POLICY IN PLACE or there is NO COVERAGE ON THE DATE OF LOSS is considered a successful search. ONLY AN INCONCLUSIVE RESULT OR A NO-HIT will result in "No Fee." Policy Existence tracing services, including Umbrella traces, are subject to a $25 processing fee. If your Policy Existence Trace Results in a positive research result, the $25.00 Processing Fee will be waived and our standard fee schedule, provided above, will apply. If you Policy Existence Trace Request results in a "No-Hit", you will be invoiced for solely the $25.00 Processing Fee.